.section { padding: 4.5rem 0; }

.section-head { text-align: center; max-width: 680px; margin: 0 auto 3rem; }
.section-head__title { font-size: clamp(1.6rem, 3.2vw, 2.3rem); }
.section-head__desc { color: var(--ink-500); font-size: 1.02rem; }
.section-head--light .section-head__title { color: var(--white); }
.section-head--light .section-head__desc { color: var(--brand-100); }

.eyebrow--light { color: var(--accent-300); }

.hero {
    position: relative;
    background:
        radial-gradient(900px 480px at 85% -10%, rgba(230, 33, 41, .2), transparent 60%),
        radial-gradient(700px 420px at -10% 110%, rgba(85, 120, 208, .3), transparent 60%),
        var(--brand-900);
    color: var(--white);
    overflow: hidden;
}

.hero--full { background: var(--brand-950, #0b1c46); }
.hero__media {
    position: absolute;
    inset: 0;
    z-index: 0;
}
.hero__media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: 72% center;
}
.hero__overlay {
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
        linear-gradient(90deg, rgba(12, 26, 66, .94) 0%, rgba(12, 26, 66, .82) 34%, rgba(12, 26, 66, .35) 62%, rgba(12, 26, 66, .12) 100%),
        linear-gradient(180deg, rgba(12, 26, 66, .45) 0%, transparent 30%, transparent 70%, rgba(12, 26, 66, .55) 100%);
}
.hero--full .hero__inner {
    position: relative;
    z-index: 2;
    display: block;
    max-width: var(--container, 1180px);
    padding-block: clamp(4rem, 11vw, 8rem);
}
.hero--full .hero__content { max-width: 640px; }

.hero__inner {
    display: grid;
    grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr);
    align-items: center;
    gap: clamp(2rem, 5vw, 4rem);
    padding-block: clamp(3.5rem, 8vw, 5.5rem);
}
.hero__badge {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    margin-bottom: 1.25rem;
    padding: .4rem .85rem;
    border-radius: 999px;
    background: rgba(255, 255, 255, .14);
    border: 1px solid rgba(255, 255, 255, .22);
    backdrop-filter: blur(6px);
    font-size: .8rem;
    font-weight: 600;
    letter-spacing: .01em;
    color: #fff;
}
.hero__badge .icon { color: var(--accent-300); }
.hero__title {
    color: var(--white);
    font-size: clamp(2rem, 4.6vw, 3.3rem);
    font-weight: 800;
    letter-spacing: -.03em;
    line-height: 1.12;
    margin-bottom: 1.1rem;
    text-shadow: 0 2px 24px rgba(6, 15, 40, .45);
}
.hero__title-accent { color: var(--accent-400); }
.hero__lead {
    color: rgba(255, 255, 255, .92);
    font-size: clamp(1rem, 1.6vw, 1.13rem);
    max-width: 54ch;
    margin-bottom: 1.75rem;
    text-shadow: 0 1px 14px rgba(6, 15, 40, .4);
}
.hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-bottom: 0; }

.hero__visual { position: relative; }
.hero__photo {
    margin: 0;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg), 0 0 0 6px rgba(255, 255, 255, .08);
    transform: rotate(1.5deg);
}
.hero__photo img {
    width: 100%;
    height: clamp(320px, 40vw, 460px);
    object-fit: cover;
}
.hero-card {
    background: #fff;
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    color: var(--ink-800);
}
.hero-card--float {
    position: absolute;
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    padding: .6rem .85rem;
    font-size: .84rem;
    font-weight: 600;
    color: var(--ink-700);
    white-space: nowrap;
    animation: hero-float 5s ease-in-out infinite;
}
.hero-card--float .icon { color: var(--brand-600); }
.hero-card--float strong { color: var(--accent-500); }
.hero-card--list { top: 6%; right: -2%; animation-delay: 0s; }
.hero-card--advisor { bottom: 8%; left: -4%; animation-delay: 2.2s; }
.hero-card--advisor .icon { color: #059669; }

@keyframes hero-float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

.hero__wave {
    display: none;
}

.features {
    background: var(--white);
    padding-top: 2.75rem;
}
.features__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.35rem;
}
.feature-card {
    background: var(--white);
    border: 1px solid var(--ink-200);
    border-radius: var(--radius);
    padding: 1.6rem 1.5rem;
    transition: transform .2s ease, box-shadow .25s ease, border-color .2s ease;
}
.feature-card:hover {
    transform: translateY(-4px);
    border-color: var(--brand-200);
    box-shadow: var(--shadow);
}
.feature-card__icon {
    display: grid;
    place-items: center;
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: var(--brand-50);
    color: var(--brand-600);
    margin-bottom: 1rem;
}
.feature-card h3 { font-size: 1.08rem; margin-bottom: .4rem; }
.feature-card p { color: var(--ink-500); font-size: .93rem; margin: 0; }

.how { background: var(--brand-50); }
.how__layout {
    display: grid;
    grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr);
    gap: clamp(1.5rem, 4vw, 3rem);
    align-items: center;
}
.how__photo {
    margin: 0;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow);
}
.how__photo img {
    width: 100%;
    height: 100%;
    min-height: 320px;
    object-fit: cover;
}
.how__steps {
    display: grid;
    gap: 1.1rem;
    margin: 0;
    padding: 0;
    list-style: none;
}
.how-step {
    display: flex;
    align-items: flex-start;
    gap: 1.1rem;
    background: var(--white);
    border: 1px solid var(--ink-200);
    border-radius: var(--radius);
    padding: 1.35rem 1.5rem;
}
.how-step__num {
    display: grid;
    place-items: center;
    flex: none;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--brand-700);
    color: var(--white);
    font-size: 1.15rem;
    font-weight: 800;
    box-shadow: 0 6px 16px -6px rgba(16, 35, 107, .5);
}
.how-step h3 { font-size: 1.05rem; margin-bottom: .35rem; }
.how-step p { color: var(--ink-500); font-size: .93rem; margin: 0; }
.how__cta { text-align: center; margin-top: 2.5rem; }

.advisory {
    background:
        radial-gradient(700px 420px at 110% 0%, rgba(230, 33, 41, .18), transparent 60%),
        radial-gradient(600px 380px at -10% 100%, rgba(85, 120, 208, .25), transparent 60%),
        var(--brand-800);
    color: var(--white);
}
.advisory__grid {
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(0, .75fr);
    gap: 1.5rem;
    align-items: stretch;
}

.advisory-widget {
    background: var(--white);
    color: var(--ink-800);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    display: flex;
    flex-direction: column;
}
.advisory-widget__photo {
    position: relative;
    margin: 0;
}
.advisory-widget__photo img {
    width: 100%;
    height: clamp(180px, 24vw, 260px);
    object-fit: cover;
}
.advisory-widget__flag {
    position: absolute;
    left: 1rem;
    bottom: 1rem;
    display: inline-flex;
    align-items: center;
    gap: .4rem;
    padding: .4rem .85rem;
    border-radius: 999px;
    background: rgba(255, 255, 255, .94);
    color: var(--brand-700);
    font-size: .8rem;
    font-weight: 700;
    box-shadow: var(--shadow-sm);
}
.advisory-widget__flag .icon { color: var(--accent-500); }
.advisory-widget__body { padding: 1.5rem 1.6rem 1.6rem; display: flex; flex-direction: column; gap: 1.25rem; }
.advisory-widget__title { font-size: 1.2rem; margin: 0; }

.advisory-widget__list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: .9rem 1.1rem;
    margin: 0;
    padding: 0;
    list-style: none;
}
.advisory-widget__list li {
    display: flex;
    align-items: flex-start;
    gap: .7rem;
}
.advisory-widget__list-icon {
    display: grid;
    place-items: center;
    flex: none;
    width: 38px;
    height: 38px;
    border-radius: 11px;
    background: var(--brand-50);
    color: var(--brand-600);
}
.advisory-widget__list strong { display: block; font-size: .92rem; color: var(--ink-900); }
.advisory-widget__list span:not(.advisory-widget__list-icon) { display: block; font-size: .8rem; color: var(--ink-500); line-height: 1.45; }

.advisory-widget__steps {
    display: flex;
    align-items: center;
    gap: .6rem;
    padding: .8rem 1rem;
    border-radius: 12px;
    background: var(--brand-50);
    border: 1px dashed var(--brand-200);
    flex-wrap: wrap;
}
.advisory-widget__step {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    font-size: .82rem;
    font-weight: 700;
    color: var(--brand-700);
    white-space: nowrap;
}
.advisory-widget__step i {
    display: grid;
    place-items: center;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--accent-500);
    color: var(--white);
    font-style: normal;
    font-size: .72rem;
    font-weight: 800;
}
.advisory-widget__sep {
    flex: 1 1 12px;
    min-width: 12px;
    height: 2px;
    border-radius: 2px;
    background: var(--brand-200);
}
.advisory-widget__actions { display: flex; gap: .7rem; flex-wrap: wrap; }

.map-widget {
    background: var(--white);
    color: var(--ink-800);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    display: flex;
    flex-direction: column;
}
.map-widget__frame {
    position: relative;
    aspect-ratio: 4 / 3;
    background: var(--ink-100);
}
.map-widget__frame iframe {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    border: 0;
}
.map-widget__body {
    padding: 1.25rem 1.4rem 1.4rem;
    display: flex;
    flex-direction: column;
    gap: .9rem;
    flex: 1;
}
.map-widget__title {
    display: flex;
    align-items: center;
    gap: .5rem;
    margin: 0;
    font-size: 1.05rem;
}
.map-widget__title .icon { color: var(--accent-500); }
.map-widget__address {
    font-style: normal;
    font-size: .9rem;
    color: var(--ink-600);
    line-height: 1.55;
}
.map-widget__meta { margin: 0; display: grid; gap: .6rem; }
.map-widget__meta dt {
    display: flex;
    align-items: center;
    gap: .4rem;
    font-size: .74rem;
    font-weight: 700;
    letter-spacing: .05em;
    text-transform: uppercase;
    color: var(--ink-500);
}
.map-widget__meta dt .icon { color: var(--brand-500); }
.map-widget__meta dd {
    margin: .15rem 0 0 1.55rem;
    font-size: .92rem;
    font-weight: 600;
    color: var(--ink-800);
}
.map-widget__meta a { color: var(--brand-600); }
.map-widget__meta a:hover { text-decoration: underline; }
.map-widget .btn { margin-top: auto; }

.final-cta { background: var(--white); }
.final-cta__inner {
    display: grid;
    grid-template-columns: minmax(0, .45fr) minmax(0, .55fr);
    align-items: center;
    gap: clamp(1.5rem, 4vw, 3rem);
    background: var(--brand-50);
    border: 1px solid var(--brand-100);
    border-radius: var(--radius-lg);
    padding: clamp(1.5rem, 4vw, 2.5rem);
    overflow: hidden;
}
.final-cta__photo { margin: 0; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.final-cta__photo img { width: 100%; height: clamp(220px, 26vw, 320px); object-fit: cover; }
.final-cta__title { font-size: clamp(1.5rem, 3vw, 2.1rem); }
.final-cta__desc { color: var(--ink-600); max-width: 52ch; margin-bottom: 1.5rem; }

@media (max-width: 1024px) {
    .features__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .advisory__grid { grid-template-columns: 1fr; }
    .advisory-widget__list { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
    .hero__inner { grid-template-columns: 1fr; padding-block: 3rem 4rem; }
    .hero__visual { margin-top: .5rem; }
    .hero__photo { transform: none; }
    .hero-card--list { right: 2%; }
    .hero-card--advisor { left: 2%; }
    .hero__media img { object-position: 68% center; }
    .hero__overlay {
        background:
            linear-gradient(90deg, rgba(12, 26, 66, .92) 0%, rgba(12, 26, 66, .78) 55%, rgba(12, 26, 66, .5) 100%),
            linear-gradient(180deg, transparent 40%, rgba(12, 26, 66, .55) 100%);
    }
    .how__layout { grid-template-columns: 1fr; }
    .how__photo img { min-height: 0; height: clamp(200px, 40vw, 300px); }
    .final-cta__inner { grid-template-columns: 1fr; }
    .final-cta__photo { order: -1; }
}

@media (max-width: 640px) {
    .section { padding: 3.25rem 0; }
    .features__grid { grid-template-columns: 1fr; }
    .hero__actions .btn { width: 100%; }
    .hero-card--float { display: none; }
    .hero__media img { object-position: 66% center; }
    .advisory-widget__actions .btn { width: 100%; }
    .advisory-widget__steps { justify-content: center; }
    .advisory-widget__sep { display: none; }
}